Tracy CDJR is Here to Help

Tracy Chrysler Dodge Jeep RAM is known for its premium customer service and exceptional collection of new and used vehicles. Our finance team is also here to provide you with the same care you’ve grown accustomed to by offering premium car loan rates, car lease terms, and affordable auto finance options.

Stop in today to learn more about the variety of affordable car lease and auto loan options, as well as special financing incentives and discounted interest rates available. Our auto finance team works hard to get you into the vehicle you’ve always wanted to drive.

The Benefits of a Car Lease

We know that you have options and we’re glad you chose our finance team to help make the decision. Tracy Chrysler Dodge Jeep RAM prioritizes customer satisfaction, which is why we believe in making sure our clients have all the information they need to decide between a car lease or a car loan. When opting for a car lease, there are many benefits. In many cases, you owe less at signing and have the opportunity to buy a premium trim of one of our new Jeep, Dodge, Chrysler, or RAM vehicles.

Clients who choose a car lease do not own the vehicle outright. Instead, a car lease gives you the chance to lease the vehicle for a set amount of time with a designated number of miles. Drivers enjoy leasing the vehicle during its most trouble-free years. A car lease requires that you make monthly payments, but it’s likely you will have as large of a down payment as you may with a car loan. Once the car lease term is over, you simply hand over the keys.

A car lease is a viable option for individuals who want to drive vehicles short-term, especially if you don’t plan to customize or accessorize your all-new Jeep Wrangler or Dodge Durango. There are minimal costs once the car lease is over if you’ve stayed within the designated mileage requirements.

The Benefits of a Car Loan

As the most traditional route, a car loan gives you complete control over how you customize or accessorize your vehicle. You make monthly payments at a rate that is based on your credit application, credit score, or credit report. Once you’ve paid off the vehicle, you own it outright. This gives drivers the freedom to sell their vehicle to a private party or trade it in at our Tracy CDJR dealership to upgrade.

When choosing a car loan, you do not face any limits on the number of miles you can drive and you also have the freedom to add accessories or customize the vehicle. This flexibility is often an attractive option if you plan to keep your all-new Chrysler sedan or RAM truck long-term. In many cases, car buyers choosing a car loan can reap the benefits of special auto finance offers and incentives.

Auto Finance Tools for Online Car Buying

Our Tracy CDJR dealership is committed to simplifying the process of obtaining a car lease or car loan. As an alternative to working with our auto finance team at our car dealership in Tracy, CA, our customers can choose to virtually purchase or lease a new or used vehicle. Our website features interactive auto finance tools that are secure and convenient.

From the comfort of your own home, you can browse our collection of available inventory and compare trim levels on SUVs, trucks, Jeeps, and sedans. In addition, our online car buying platform gives customers the opportunity to estimate monthly payments, value a trade-in, chat with our auto finance professionals, and complete a no-obligation credit application. These virtual tools simplify the process of acquiring a car lease or a car loan.

Online car buying, though, doesn’t mean you won’t have the pleasure of interacting with our expert auto finance team. Our online platform offers chat features so you can receive answers to your questions 24/7. Once you’ve completed the car lease or car loan application, the team at our CDJR dealer will reach out to discuss special incentives and discounts available to help you save more at signing.

Get Pre-Approved Online Today

At Tracy Chrysler Dodge Jeep RAM, our goal is to make your car-buying experience memorable. That’s why we’ve invested in online auto finance tools that speed up the process and make it easier for you to purchase or lease the vehicle you’ve always wanted.

Get pre-approved online today or stop in at Tracy Chrysler Dodge Jeep RAM to test drive a new Chrysler sedan, a RAM heavy-duty truck, a Dodge, or a Jeep. Our team is ready to assist you.